Because all of that is public knowledge, to some depth, that for a start I've had to share with the people who work at my employer, my own bank, etc. If someone wants to take out a £10,000 loan in my name, knowing my national insurance number, my address, my date of birth, hell even my bank account number isn't going to help them arrange that in a way they will get access to that money without my knowledge. PROVING that I'm #3498732492 requires more than just mere possession of that number alone.Īmerica is dumb in this respect, because they make the SS number an authenticating number in itself, one that mere knowledge of is enough to enable/enact services, costs, credit and other vital information to be compromised or misused. There's no need whatsoever for that number to be the AUTHENTICATING token, only the identifying one. Neither allow you to do anything interesting with them. I have to give every employer my national insurance number, every doctor visit my NHS number, etc. No, you have no need for any kind of number assigned to you by government that has to be kept secret. "SS numbers need to be like a secure password"
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